Students in any University of Divinity course can have their tuition fees met by a loan from the Commonwealth Government (conditions apply).

The scheme is called the Higher Education Loan Program: FEE-HELP for short.
The following are correct at the time of printing and are subject to change. 

Am I eligible for Fee-Help?

To be eligible for a Fee-Help loan you must:
  • Be an Australian citizen and study at least part of your course in Australia; or a New Zealand Special Category Visa (SCV) Holder or a permanent humanitarian visa holder and meet the residency requirements;
  • Be enrolled before the census date;
  • Submit the ECAF registration before the census date;
  • Not have already borrowed up to your HELP loan limit: $106,319 in 2020.

How much can I borrow?

  • The lifetime HELP loan limit is $106,319 in 2020 for all courses you have received HELP for.
  • From 1 January 2020 there will be a new combined HELP loan limit in place, which includes HECS-HELP, FEE_HELP, VET FEE-HELP, and VET Student Loans.
  • You can borrow up to the HELP loan limit to pay your tuition fees.
  • You can check your balance via: My Uni Assist

How do I apply?

 to get a FEE-HELP loan, you will need a Tax File Number (TFN).

  • Once your enrolment form has been processed, you will receive an email from the Department of Education and Training to initiate your online application for FEE-HELP. 
  • Follow the link in the email to complete your application prior to the commencement of your first unit of study, ensuring that you have your Tax File Number to include on your application.

Commonwealth Assessment Notice

The Commonwealth Assessment Notice (CAN) is emailed to you after the relevant census date for the unit(s) that you are enrolled in. The CAN lists information about your enrolment and the FEE-HELP debt you have incurred for the unit(s).

How do I repay my FEE-HELP loan?

  • Students repay their loan through the tax system once their income is above the compulsory repayment threshold which is $45,881 (2019-2020 figure).
  • You can also make voluntary payments to reduce your Fee-Help debt.

Census Date

The Government sets a census date for each unit. All enrolments must be finalised at CTC by this date. 

Further information